Can I Receive Workers
Compensation and Social Security Disability?
by SS Home
Yes, though your Social Security Disability benefits or workers compensation
benefits will likely be reduced.
Typically, disability payments other than Social Security disability benefits
will not affect your benefits. However, there are two notable exceptions to this
rule. If you receive workers compensation or another public disability payment,
the workers compensation or Social Security benefits you and your family members
receive could be reduced, depending on your home state. In some states your
Social Security Disability benefits will be reduced and in other states you will
receive a full Social Security Disability benefit but your Workers Compensation
benefit will be decreased. Either way, there are usually some extra benefits
available through Social Security even if you are on Workers Compensation.
Regardless of which benefit your state cuts, the reduction ensures that the
combined amount of the Social Security benefit you and your family receive plus
your workers compensation payment and/or public disability payment does not
exceed 80 percent of your average current earnings. Though it might seem odd
that Social Security is keeping money from disabled persons, the reason Social
Security caps benefit payments is to curtail fraudulent claims. With the caps in
place you cannot make more money than you did before by simply being disabled,
which leaves little incentive to submit false claims.
What Payments Will Be Considered Workers Compensation or Public Disability
Payments?
According to Social Security, workers compensation is a payment that is made to
a worker due to a job-related injury or illness. Workers compensation can be
paid by federal or state agencies, insurance companies, or employers. On the
other hand, public disability payments could be paid under a federal, state, or
local government law or plan that pays for injuries and disabilities that are
not job-related. Examples of public disability payments include civil service
disability benefits, military disability benefits, state temporary disability
benefits, and state or local government retirement benefits which are based on
disability.read more
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